Katie Hertenstein

2123 Stoney Beach Lane

Oak Harbor, WA
$ 729,000 Beds 3 Baths 3 Sq 1,802
Monthly Estimate* How much can I afford?

Escape to the serene beauty of Whidbey Island and let the breathtaking sunrises from this home wash your stress away! Perfectly situated in highly sought-after Mariners Cove Beach community, where you'll spend relaxing days interacting with nature, from whale watching, to soaring eagles, playful seals, to otters, and all from your deck. Spend timeless days beach combing, clamming, and crabbing from the deeded beach access conveniently located steps from your driveway. And don't forget your boat! Mariners Cove has available moorage to residents! This beach front community offers a boat launch, community beach access and park with tennis, pickle ball, basketball, and shuffleboard creating an active community. The home is located on a quiet dead-end street featuring a fully fenced yard, Boat/RV parking with 1802 sq ft of coastal living, 3 bed, 3 bath home that is wired and ready for generator use, and new roof. The newly remodeled interior boasts a cozy fireplace for cooler evenings, new solid wood kitchen cabinets, beautiful quartz countertops, new appliances, and you can even watch the boats pass by while at your kitchen sink. Relax on your large deck with sweeping 180-degree water views framed by Mount Baker, the Cascade Mountains and the sparkling lights of Camano Island creating ambiance for your entertaining pleasure. Welcome to island life!

Active

  • Price
  • $ 729,000
  • City
  • Oak Harbor
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • ISLAND
  • Half Bathrooms
  • 0
  • Area
  • North Whidbey Island
  • Lot Size
  • 0.2755 Acres
  • Zip
  • 98277
  • Sqr Footage
  • 1,802
  • Year Built
  • 1984
  • Taxes
  • $ 4758
  • Style
  • Tri-Level
  • MLS#
  • 2540893
Listed By: Coldwell Banker 360 Team and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 1802
Sewer Septic Tank
Heating 90%+ High Efficiency
Cooling None
Possession Closing
Roof Composition
Appliances Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s)
HOA Fee 1225
Association Fee Includes Common Area Maintenance,Road Maintenance,See Remarks
Security Features Fully Fenced
Year Built 1984
View Islands,Mountains,Sound
Topography Sloped,Terraces
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2026
Community Features Boat Launch,CCRs,Park
Building Name Mariners Cove
Assoc Fee Paid Per Annually
County Island
New Construction No
Property Type Residential
HOA Yes
Attached Garage Yes
Subdivision Name Mariners Cove
Facing Direction South
Garage Y/N Yes
Full Baths 3
Special Listing Conditions None
Status Active
Directions From highway 20 take Regatta to Crescent Harbor Rd,which turns into Polnell Rd. Take a right onto E Fireweed Drive,then a right onto Cove Dr,then turn right onto Stoney Beach Lane,home on right.
High School Oak Harbor High
City Oak Harbor
Entry Location Main
Senior Community Y/N No
High School District Oak Harbor
MLS Area 813 - North Whidbey Island
Lot Size Units Square Feet
Lot Size Square Feet 12000
Carport Y/N No
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Crescent Harbor Elem
Land Lease Y/N No
Tax Annual Amount 4758
Middle/Junior High School North Whidbey Mid
Public Remarks Escape to the serene beauty of Whidbey Island and let the breathtaking sunrises from this home wash your stress away! Perfectly situated in highly sought-after Mariners Cove Beach community,where you
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Mariners Cove Water Assoc
Property Style 13 - Tri-Level
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
Flooring Laminate,Vinyl
Total Fireplaces 1
Fireplace Features Wood Burning
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
Total Bedrooms 3
Main Level Bedrooms 2
Total Baths 3
Water Heater Type Natural Gas
Water Heater Location Lower level Closet under Stairs
Fireplaces Main 1
Power Production Type Electric,Natural Gas
Bedrooms Upper 1
Baths Full Upper 1
Baths Full Main 1
Baths Full Lower 1
Bathrooms 3

Exterior Features

Exterior Amenities Wood
Vegetation Fruit Trees
Parking Features Attached Garage,Off Street,RV Parking
Lot Features Dead End Street,Paved,Value In Land
Water Source Community
Total Parking 2
Inclusions Dishwasher(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s)
Foundation Details Poured Concrete
Building Area Total 1802
Lot Dimensions 80x150x80x150
Lot Size Acres 0.2755
Waterfront Y/N No
Covered Spaces 2
Irrigation Water Rights Y/N No
Site Features Deck,Fenced-Fully,Gas Available,High Speed Internet,Outbuildings,RV Parking
Lot Number 49

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Crescent Harbor Elem
Middle School North Whidbey Mid
High School Oak Harbor High

Price History

6/18/2026 Listed $767,000
7/8/2026 2% - $757,000
8/4/2026 2% - $747,000
9/1/2026 2% - $737,000
9/21/2026 2% - $729,000

Property vs Zip Code Average in 98277

Price
AVG $730K
$730K
Taxes
AVG $4,408
$4,758
Year Built
AVG 1988
1984
Visits
AVG 250
294
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

2123 Stoney Beach Lane Oak Harbor, WA is a Single Family Home for sale at $729000 with 1802 sqft and a lot size of 0.2755 Acres Acre(s). 2123 Stoney Beach Lane Oak Harbor has 3 bedrooms, 3 baths and was built in 1984. The property's zip code is 98277 which is in Oak Harbor, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Katie Hertenstein

Katie Hertenstein

Real Estate Broker

360-450-8645

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