Katie Hertenstein

1865 Seacrest Drive

Lummi Island, WA
$ 950,000 Beds 1 Baths 1 Sq 980
Monthly Estimate* How much can I afford?

Rare low-bank waterfront retreat on Lummi Island offering nearly an acre of shoreline, timeless NW character & exceptional future potential. Set on two legal lots, this unique property includes a charming beachfront cottage on one parcel & a 2nd buildable lot included in the sale, creating a rare opportunity for expansion, a guest home, future residence, or investment. Warm natural wood interiors, a cozy wood stove, and walls of windows frame peaceful Salish Sea & Mt. Baker views from the main living spaces. Twin French doors open to a waterfront deck perched just steps above a protected beach ideal for beachcombing, clamming, crabbing, oystering, kayaking, and exploring the shoreline. The detached optional guest quarters or game room provides flexible space for visitors & recreation. For years, guests have returned to this special property to experience the peaceful waterfront setting & authentic island lifestyle, creating a successful history and current performance as a sought-after AirBNB. Walk the beach to the island market, enjoy dinner at the Beach Store Café, or simply spend the day watching wildlife and the changing tides from your deck. Located just a short ferry ride from the mainland, this is a rare opportunity to enjoy waterfront living today while preserving the flexibility, income potential, and long-term value of a second legal buildable lot. Schedule your visit and experience the magic!

Active

  • Price
  • $ 950,000
  • City
  • Lummi Island
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • WHATCOM
  • Half Bathrooms
  • 0
  • Area
  • Lummi Island & Eliza Island
  • Lot Size
  • 0.99 Acres
  • Zip
  • 98262
  • Sqr Footage
  • 980
  • Year Built
  • 1950
  • Taxes
  • $ 9364
  • Style
  • Traditional
  • MLS#
  • 2533034
Listed By: COMPASS and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 980
Sewer Septic Tank
Heating Wall Furnace
Cooling None
Possession See Remarks
Roof Composition
Appliances Dryer,Refrigerator,Stove(s)/Range(s),Washer
Architectural Style Traditional
Year Built 1950
View Bay
Topography Level,Partial Slope
Levels One
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features Low Bank
Building Name North Seacrest Tracts
County Whatcom
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Lummi Island
Special Listing Conditions None
Status Active
Directions Lummi Island Ferry to the island. From ferry L to S Nugent Rd,L to Seacrest Dr,watch for sign at driveway entrance,follow gravel road to the cabin.
High School Ferndale High
City Lummi Island
Entry Location Main
Senior Community Y/N No
High School District Ferndale
MLS Area 871 - Lummi Island & Eliza Island
Lot Size Units Square Feet
Lot Size Square Feet 43124
Carport Y/N No
Listing Terms Cash,Conventional
Elementary School Beach Elem
Land Lease Y/N No
Tax Annual Amount 9364
Middle/Junior High School Vista Mid
Property Condition Good
Public Remarks Rare low-bank waterfront retreat on Lummi Island offering nearly an acre of shoreline,timeless NW character & exceptional future potential. Set on two legal lots,this unique property includes a charm
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Private Well
Property Style 10 - 1 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Dbl Pane/Storm Window,Fireplace,Water Heater
Basement None
Flooring Vinyl
Total Fireplaces 1
Fireplace Features Wood Burning
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
3/4 Baths 1
Total Bedrooms 1
Main Level Bedrooms 1
Total Baths 1
Water Heater Type Elec. / Tank
Water Heater Location Mudroom
Fireplaces Main 1
Power Production Type Electric
Baths Three Quarter Main 1
Bathrooms 0.75

Exterior Features

Exterior Amenities Wood
Parking Features Driveway
Water Source Individual Well
Total Parking 4
Inclusions Dryer(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Pillar/Post/Pier
Building Area Total 980
Lot Dimensions Irregular
Lot Size Acres 0.99
Waterfront Y/N Yes
Irrigation Water Rights Y/N No
Waterfront Footage 163
Site Features Deck
Parking Uncovered Total 4
Lot Number 13-14

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Beach Elem
Middle School Vista Mid
High School Ferndale High

Price History

6/1/2026 Listed $950,000

Property vs Zip Code Average in 98262

Price
AVG $1.06M
$950K
Taxes
AVG $6,999
$9,364
Year Built
AVG 1981
1950
Visits
AVG 531
553
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1865 Seacrest Drive Lummi Island, WA is a Single Family Home for sale at $950000 with 980 sqft and a lot size of 0.99 Acres Acre(s). 1865 Seacrest Drive Lummi Island has 1 bedrooms, 1 baths and was built in 1950. The property's zip code is 98262 which is in Lummi Island, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Katie Hertenstein

Katie Hertenstein

Real Estate Broker

360-450-8645

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